Payne and Garlow Insurance Agency - Hurricane, WV and the Kanawha Valley

Payne & Garlow Insurance is committed to our neighbors, friends, and community. While most Insurance agencies have become "order takers", the Payne & Garlow Insurance Agency follows a 10 step process to better understand your needs and circumstances; then we put our experience to work to discover the best and most affordable Insurance solution.

There is a reason our clients continue to trust Payne & Garlow Insurance. We treat every Insurance need as our own and strive to deliver solutions that are secure and economical.

Our Independent Agency office provides the following services:

Automobile Insurance Homeowners Insurance Business Insurance Workers Compensation Life Insurance & Annuities		Term Insurance Bonding Health Insurance Group Health Certificates of Insurance		Builders Insurance Rental Insurance Policy changes Online Quote Forms Insurance Consulting and MORE!
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Individual
- Auto Insurance
- Homeowners Insurance
- Boat & RV Insurance

Commercial
- Business Insurance
- Liability Insurance
- Workers Comp Insurance

Life & Health
- Disability Insurance
- Health Insurance
- Long-Term Care Insurance

Employee Benefits
- Group Health Insurance
- Group Life Insurance
- Retirement Plans

- News & Events
- Commentary
- Resources
- Testimonials
- Newsletters

Payne & Garlow Insurance is a member of the Garlow Insurance Group. Together we represent nearly 35 insurance solutions from companies such as Erie Insurance, Encompass, Safeco, The Hartford, Motorist Mutual, Farmers, and Brickstreet.

The Garlow Insurance Group services clients throughout the Kanawha Valley, including Charleston, Huntington, Teays Valley, Scott Depot, St. Albans, Nitro, Poca, and Buffalo. Although we focus on the Kanawha, Putnam, and Cabell County area, we have customers from Boone, Raleigh, Lincoln, and Wayne Counties.

Payne & Garlow is not just an Independent Insurance Agency, but we are an Insurance Advisor. When you need help reviewing your policy or filing a claim, the Payne & Garlow Insurance Agency will be there.

Your personal security is a high priority to us. Please remember that coverage cannot be bound, cancelled or changed without speaking to a licensed agent with our company.